Whether you are new to savings or an experienced saver, enjoy the wide range of benefits from our Savings Account options from Welch State Bank. We have savings account options for everyone, no matter your savings goals.

Personal Savings

We know that there are several reasons to save money, small and big! Our savings account is a great place to save money for your future needs.

  • $50.00 Minimum to Open
  • No Monthly Maintenance Fee
  • Interest Bearing, with a daily balance of $50.00 or more
  • Limited Withdrawals
Open an Account

Savings Christmas Club

Our interest-bearing Christmas Club account is an excellent way to save for the Holidays, making things easier on your bank account when Santa comes to town! You decide how much to save, and how often. If you prefer, we can automatically debit your checking account, making it easier to save.

  • $1.00 Minimum to Open
  • No Monthly Maintenance Fee
  • Interest Bearing until 30th day of September of each year
  • No withdrawals, a check will be mailed the first week of October for the principle and interest amount.

Savings Christmas Club

Our interest-bearing Christmas Club account is an excellent way to save for the Holidays, making things easier on your bank account when Santa comes to town! You decide how much to save, and how often. If you prefer, we can automatically debit your checking account, making it easier to save.

  • $1.00 Minimum to Open
  • No Monthly Maintenance Fee
  • Interest Bearing until 30th day of September of each year
  • No withdrawals, a check will be mailed the first week of October for the principle and interest amount.

Use Our Budget Calculator to Determine Your Savings Goals

Budget Calculator

Little Savers

Kiddos love to go to the bank to get suckers, why not let them make deposits into their own account and save their money for something special! For all kids ages birth to 12 years*.

  • $5.00 Minimum to Open
  • Interest Bearing
  • No Monthly Maintenance Fee
  • Limited Withdrawals
*Child Birth Certificate required. Social Security Number of child will need to be obtained, card not required.

Money Market

Our Money Market Account, you have the ability to write a limited number of checks and still earn interest on a higher payout tier.

  • Free Online Banking
  • Unlimited Over the Counter Transactions
  • Free Mobile Banking
  • $1,500.00 Minimum Balance to Open and Required to Maintain to Receive APY
Open an Account

Money Market

Our Money Market Account, you have the ability to write a limited number of checks and still earn interest on a higher payout tier.

  • Free Online Banking
  • Unlimited Over the Counter Transactions
  • Free Mobile Banking
  • $1,500.00 Minimum Balance to Open and Required to Maintain to Receive APY
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