Personal Checking Accounts

We offer a variety of checking accounts, so you are sure to find the best account for you.

More Than Free Checking

• $50.00 Minimum to open
• Interest bearing regardless of balance
• No monthly service charge with eStatements
• Unlimited transactions
• No Minimum balance requirement after initial deposit

Your Choice Checking

• $50.00 Minimum to open
• Interest bearing regardless of balance
• $6.29 monthly service charge for mailed paper statements
• Unlimited transactions
• No Minimum balance requirement after initial deposit

50 N Better Checking

• $50.00 Minimum to open
• Interest bearing regardless of balance
• No monthly service charge with eStatements
• Unlimited transactions
• No Minimum balance requirement after initial deposit
• 1 free boxes of Bank Checks (singles) in a 6 month period

50 N Better Choice Checking

• $50.00 Minimum to open
• Interest bearing regardless of balance
• $6.29 monthly service charge for mailed paper statements
• Unlimited transactions
• No Minimum balance requirement after initial deposit
• 1 free boxes of Bank Checks (singles) in a 6 month period

Tiered Interest Checking

• $50.00 Minimum to open (w/30 days grace to reach minimum balance)
• $1,500 Minimum balance requirement to avoid monthly $6.00 service charge during statement cycle
• Monthly mailed paper statements
• Unlimited transactions
• 1 free boxes of Bank Checks (singles) in a 6 month period

Money Market Account

• $1,500.00 Minimum balance required to open and maintain to receive APY
• $1,500 Minimum balance requirement to avoid monthly $15.77 service charge during statement cycle after initial deposit 
• Limited to 6 transaction items per statement cycle
• A $10.00 excessive fee does apply after 6 withdraws per month
• Over the counter transactions are unlimited

Other fees such as NSF, overdraft, sustained overdraft fees, etc. may apply. See our fee schedule for details. Bank rules and regulations apply. Third Party Message, Data or ISP fees may apply.

Kids & Teen Checking

Is it time for a Kids or Teen Checking account? We got you! Allowance deposit have never been easier!

• For ages 10-17
• Free Online and Mobile Banking with My Cards
• Free Parental controls with My Cards
• $50.00 Minimum to open
• Interest bearing regardless of balance
• No monthly service charge with eStatements
• Unlimited transactions
• No Minimum balance requirement after initial deposit

*Minors birth certificate or state issued ID, and social security number must be provided – social security card not required.

*eStatements required or $6.29 monthly service charge for mailed paper statements. An adult 18 or older must be a joint owner on an account with a minor ages 10-15. $6.29 monthly service charge for mailed paper statements. Other fees such as NSF, overdraft, sustained overdraft fees, etc. may apply. See our fee schedule for details. Bank rules and regulations apply. Third Party Message, Data or ISP fees may apply.