A kids & teen checking account with parental controls!
Help your child learn financial habits and set them up for success.
A kids & teen checking account with parental controls!
Help your child learn financial habits and set them up for success.
Kids & Teen Checking
Is it time for a Kids & Teen Checking account? We’ve got you! Allowance deposits have never been easier!
Kids & teens get their own WSB debit card and Mobile Banking App with My Cards tools. To make it even better, we offer parental controls so you can control their debit card. With controls you can set limits and transaction types, even turn the card off and on. You can also transfer money at any time for any need.
- For ages 10-17
- Free online and Mobile Banking with My Cards
- Free parental controls with My Cards
- $50.00 minimum to open
- Interest bearing regardless of balance
- No monthly service charge with estatements
- Unlimited transactions
- No minimum balance requirement after initial deposit
*eStatements required or $6.29 monthly service charge for mailed paper statements. Other fees such as NSF, overdraft, sustained overdraft fees, etc. may apply. See our fee schedule for details. Bank rules and regulations apply. Third Party Message, Data or ISP fees may apply.
Parental Controls with Limits and Alerts
Control your child’s debit card with My Cards! Set limits and alerts for transaction types like restaurants or gas stations, or turn the card off and on at anytime. Transfer money anytime for any need. Adult joint owners have full account access via My Cards.
Transferring Money to your Teen is a Breeze
It’s easy to move money from your Welch State Bank account to your child’s account. You can create a one-time transfer or set up recurring transfers. Great for reimbursements or a weekly allowance.
Free Contactless Debit Card with Digital Wallet
Kids & Teens will receive a free instant Welch State Bank debit card and set a PIN they choose. For additional peace of mind, all debit cards come with fraud protection 24/7-365.
Free Mobile App with My Cards
Your child can setup their own Mobile Banking App so they can learn how to review transactions, and maintain balances. With their own login, they can access their Kids & Teen account right from any mobile device.
Build a Budget Together
Help your child make a budget to create good spending habits. Your child will learn how to understand account transactions and track balances. Learning these skills at an early age is crucial, we are here to help!
Kids & Teen Checking FAQs
Who is eligible for a Welch State Bank Kids & Teen checking account?
Children between the ages of 10-15 are eligible to open a Welch State Bank Kids & Teen checking account with an adult 18 and older as a joint owner on the account. Teens 16 and older are able to open an account without an adult.
As the adult joint owner on my Kids & Teen account, will I be able to view it and transfer money in online or mobile banking?
Absolutely! As a joint owner can view your child’s checking and savings accounts once you apply for Online/Mobile banking. If you are a current Welch State Bank customer and currently have an online/mobile banking account, we can simply add the new account to your current login.
How do I setup online or mobile banking for a Kids & Teen checking account?
You can create a login for your child from our website, or directly from the WSB_Mobile app. Two ways to apply, you choose:
- Website: From our homepage click the Log In button from our top menu bar, and click Apply Now, then complete the application with the childs information.
- Mobile App: Once the WSB_Mobile app is downloaded, from the home screen click “Apply Now”, then complete the application with the childs information.
Once submitted and verified, your child will have their own access ID and passcode to access their account(s). This way you don’t have to share your personal banking info with your child.
How can I transfer funds from my account to a Kids & Teen account?
You can transfer funds to your Kids & Teen account by using the Transfer tab in your Welch State Bank online or mobile banking. You will choose which account to transfer to/from, set the amount, then initiate the transfer.
How do I report a lost or stolen debit card?
My Cards is one solution! It’s available 24/7-365. Use the My Cards feature in your Online Banking or Mobile App to reset your PIN, report your card lost/stolen, set a travel notification, and more. Click here to learn more about the My Cards feature.
If you are experiencing issues with your Welch State Bank debit card, you can contact us at 918-544-9100 , or you can use the numbers below to contact a representative after banking business hours.
- First time PIN Setup & PIN Change:
Please call 800-992-3808 - Lost/Stolen or Questions regarding your card:
Please call 833-225-7130 - Fraud or non-Fraud dispute:
Please call 833-225-7131