We provide everything to keep your business running smoothly.
Streamline your business banking with our free tools and receive technical help and expert support all in one place.
We provide everything to keep your business running smoothly.
Streamline your business banking with our free tools and receive technical help and expert support all in one place.
Business Banking Services
Setup Payroll for your Business with Cash Management Services
Cash Management is a service within online banking that gives business customers the ability to create Automated Clearing House (ACH) entries. ACH entries are often used for direct deposit of payroll, but can be used for many other purposes such as direct collection of monthly membership fees, moving funds to and from other institutions, and payment remittance. Transactions can be occasions, one-time, variable or fixed recurring; and all can be debit or credit entries.
Make Deposits from your office with Direct Merchant Services
Direct Merchant is often referred to as Remote Deposit Capture. This service gives you the ability to deposit checks from the convenience of your office! There is no equipment to buy and we assist you in installing a small check imaging device.
Best of all, we’re also the tech support. If you have any issues we’re here to handle it!
Important Note: You cannot deposit cash via Direct Merchant. There may be fees associated with the use of this product. Welch State Bank provides the scanning device and retains ownership in the scanning device for the length of the service. You retain the original scanned checks for 90 days then destroy them. The deposit will be credited in accordance with our Funds Availability Policy.
Accept Card Transactions at your Business with Credit Card Services
It’s hard to run a business if you cannot accept credit or debit cards. We can help! Businesses incur big losses in accepting checks due to fraud and returned checks. A card machine can help you control your risks and improve cash flow.
Welch State Bank offers Positive Pay!
Protect your business from fraud with Positive Pay
Welch State Bank’s Positive Pay is designed to safeguard your business against fraudulent, altered, or counterfeit checks. Our daily verification process checks key details, like check numbers and dollar amounts, and alerts you to any discrepancies in real time.
Features and benefits:
- Daily Check Verification: View exception items online each morning to catch and prevent check fraud before it impacts your business.
- Electronic Check Approval: Easily verify checks and approve or return items electronically to stop fraudulent transactions in their tracks.
- Enhanced Fraud Protection: Additional protection against counterfeit or altered checks presented at the teller line.
How it works:
Upload
Submit an electronic file to us each time you issue checks.
Personalize
Payee Positive Pay is an optional service that adds a payee’s name to the check.
Approve
Exceptions are presented to you each morning for review and approval.
Ready to learn more about how Positive Pay can help your business?
Your Business Account also comes with additional free services including:
Banking On The Go
Online Banking
Online Banking is safe, secure, FREE and is never closed. It’s Banking at your fingertips!
It is a real-time system, so you can see up-to-the-minute account activity. Enjoy paying your bills online for FREE, reordering checks, managing balance transfer requests, set up recurring bills to be paid automatically, paying your Welch State Bank loan, viewing account history, and digitally viewing check images.
Mobile Banking
It’s like having a Welch State Bank branch at your fingertips! Mobile Banking safe, convenient, FREE* and it’s never closed. Bank anytime, anywhere!
Mobile banking with Welch State Bank will allow you to check you account balance(s) and easily search your transitions, transfer funds between your accounts, make payments on your Welch State Bank loans, find nearby branches and ATM’s, and deposit checks with the snap of a picture.
*Standard mobile web fees may apply. Please contact your mobile carrier for more information. *Third Party Message, Data or ISP fees may apply.
My Cards
Control Your Welch State Bank Debit Card 24/7-365! You can access My Cards from your Online Banking account or Mobile App.
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- Protect yourself against Fraud
- Turn Card Off/On as needed
- Set Travel Notifications
- Set your PIN
- Set Spending Limits
- Report Card Lost or Stolen
- Track Card Usage and Transactions
- One tap to add to Digital Wallet
Click here to learn more.
Mobile Check Deposit
Not able to make it to a branch location? No problem! All you need is our Mobile App to snap a picture and it’s done. Snap. Send. Deposit
Deposit checks easy, right from our app! Call today to get this amazing feature activated!
Standard check limit is $5,000 for a rolling 7-day period. Any checks deposited must be endorsed with the words For WSB Mobile Check Deposit Only. We recommend a 90-day waiting period before you destroy any Mobile Check Deposit images via secure disposal method.
*Standard mobile web fees may apply. Please contact your mobile carrier for more information. *Third Party Message, Data or ISP fees may apply.
A New Way to Pay
Simply add your Welch State Bank Debit Card to your mobile wallet and start making purchases at participating merchants in-store, online, in-apps, or anywhere contactless cards are accepted.