We make it easy to bank like you with our free services.

We have the services you need to run your business smoothly, and we have the experts to assist with questions regarding our Business Service Products. Best of all, we set up your services, and we’re tech support. You will only have to call one place to get the job done, Welch State Bank!

We make it easy to bank like you with our free services.

We have the services you need to run your business smoothly, and we have the experts to assist with questions regarding our Business Service Products. Best of all, we set up your services, and we’re tech support. You will only have to call one place to get the job done, Welch State Bank!

Banking on the go

Online Banking

Online banking is safe, secure, FREE and is never closed. It’s Banking at your fingertips!

It is a real-time system, so you can see up-to-the-minute account activity. Enjoy paying your bills online for FREE, reordering checks, managing balance transfer requests, set up recurring bills to be paid automatically, paying your Welch State Bank loan, viewing account history, and digitally viewing check images.

Mobile Banking

It’s like having a Welch State Bank branch at your fingertips! Mobile Banking safe, convenient, FREE* and it’s never closed. Bank anytime, anywhere! 

Mobile banking with Welch State Bank will allow you to check your account balance(s) and easily search your transitions, transfer funds between your accounts, make payments on your Welch State Bank loans, find nearby branches and ATM’s, and deposit checks with the snap of a picture.

Tap to Download Today!

 

My Cards

Control Your Welch State Bank Debit Card 24/7-365!

  • Protect yourself against Fraud
  • Turn Card Off/On as needed
  • Set Travel Notifications
  • Set your PIN
  • Set Spending Limits
  • Report Card Lost or Stolen
  • Track Card Usage and Transactions
  • One tap to add to Digital Wallet

Use My Cards today! In your WSB_Mobile app simply go to the “More” tab, then tap “My Cards”.  All of you Welch State Bank debit cards will populate. You can also find My Cards in your Online Banking account. From the top menu bar click, My Cards.

Don’t have our WSB_Mobile app? Tap to download on the App Store or Google Play.

 

Mobile Check Deposit

Not able to make it to a branch location? No problem! All you need is our Mobile App to snap a picture and it’s done. Snap. Send. Deposit

Deposit checks easy, right from our app!  Call today to get this amazing feature activated!

Standard check limit is $5,000 for a rolling 7-day period. Any checks deposited must be endorsed with the words For WSB Mobile Check Deposit Only. We recommend a 90-day waiting period before you destroy any Mobile Check Deposit images via secure disposal method. 

Digital Wallet – A New Way
to Pay

Add your Welch State Bank Debit Card to Apple Pay, Google Pay, and Samsung Pay today, it’s a fast, easy, and safe way to pay!

Simply add your Welch State Bank Debit Card to your mobile wallet and start making purchases at participating merchants in-store, online, in-apps, or anywhere contactless cards are accepted.

Step 1 – Open your phone’s Wallet App. Setup will vary from smartphone devices.

Step 2 – Add the card by entering your card details. Follow onscreen instructions to complete.

Step 3 – Start using your digital card at participating retailers, in store, and online. Ask us for more details!

Text & Voice Banking

Retrieve balances and review transaction history via text message*. You can setup Text Banking through your online banking account.

If you don’t have Internet access, you can still access your account balances, transfer funds, and obtain transaction history by phone. VoiceAccess utilizes the latest voice recognition technology so you only need to speak your account numbers and personal identification numbers and the system will provide the requested information. The phone numbers are:

Need assistance?

Email help@welchstatebank.com or call 918-544-9100 and ask for Online Banking Support.

*Standard mobile web fees may apply. Please contact your mobile carrier for more information. *Third Party Message, Data or ISP fees may apply.

Business Banking Features

Cash Management – Setup Payroll for your Business!

Cash Management is a service within online banking that gives business customers the ability to create an Automated Clearing House (ACH) entries, Electronic Funds Tax Payment System (EFTPS) and Wire Transfer requests. ACH entries are often used for direct deposit of payroll but can be used for many other purposes such as direct collection of monthly membership fees, moving funds to and from other institutions, and payment remittance. Transactions can be occasional, variable recurring, one-time, fixed reoccurring, and all can be either debit or credit entries.

Because of security requirements and sensitive nature of the information you transmit, you must be pre-authorized to use these services.

Direct Merchant – Make Deposits from your office!

Direct Merchant is often referred to as Remote Deposit Capture. This service gives you the ability to deposit checks from the convenience of your office! This service is not only convenient; it can save you time and money by limiting the trips necessary to make your deposits. There is no equipment to buy and we assist you in installing a small check imaging device.

Important Note: You cannot deposit cash via Direct Merchant. There may be fees associated with the use of this product. Welch State Bank provides the scanning device and retains ownership in the scanning device for the length of the service. You retain the original scanned checks for 90 days then destroy them. The deposit will be credited in accordance with our Funds Availability Policy. 

Credit Card Merchant –
Accept Card Transactions at your Business!

It’s hard to run a business if you cannot accept credit or debit cards. We can help! Businesses incur big losses in accepting checks due to fraud and returned checks. Merchant Services can help you control your risks and improve cash flow.

If you run a business, chances are you have been approached by salespersons offering a credit card merchant package that is too good to believe. When you compare apples to apples, we will be more than competitive.

For more information on this great service, please contact us at 918-544-9100 or email us at help@welchstatebank.com.